Trusted by 2000+ users
Bank Smarter. Live Without Limits.
Open an account in minutes, send money that lands in seconds, settle every bill, and shop globally with a virtual USD card all from one app.
What You Can Do With Dolo.
₦40,000 has been deposited
Convert Crypto to Naira Instantly
Turn your crypto into naira at the best live rate the moment it lands, no P2P, no manual swaps, no waiting.
Pay Bills Anytime. Anywhere.
Manage all your everyday bill payments from a single wallet with instant processing and reliable transactions.
Airtime
Data
Electricity
TV Cable
Betting
Airtime of ₦10,000 to ****** was successful
One Card For The Whole Internet.
A virtual USD card funded straight from your naira wallet. Netflix, Spotify, ads, flights anywhere card works, you work.
Create and activate instantly
No forms, no waiting. Your card number, expiry and CVV are live the moment you tap create.
Spend anywhere online
Netflix, Spotify, Meta ads, AliExpress, flight bookings, 30,000+ merchants and counting.
Zero maintenance fees
No monthly charge, no dormancy fee. You pay a flat 0.5% only when you convert and you see it first.
Enjoy Seamless Transactions In Few Steps
Download the app
Grab Dolo free from the App Store or Google Play. It's a small download and works on any phone.
Create your account
Open an account with few details, and set your transaction PIN. Complete your KYC in about five minutes.
Fund your wallet
Transfer from any bank, receive directly to your naira wallet, or deposit crypto and watch it convert to naira automatically.
Send, pay and spend
Transfer to any Nigerian bank, settle every bill, and create a virtual USD card for everything you buy online.
What People Have to Say About Dolo
“I used to switch between different apps for virtual cards, crypto, and bill payments. Now everything is in one place, and it's made managing my finances so much easier.”
Chidera A.
Runs an online fashion store, Aba
“Creating a virtual card took less than a minute, and paying for international subscriptions has never been easier. The interface is clean and every transaction is seamless.”
James O.
Product designer, Lagos
“From buying airtime and paying electricity bills to converting crypto into Naira, the app handles everything I need daily. It's become an essential part of how I manage my money.”
Funke N.
Civil servant & mum of two, Abuja
Frequently asked questions
Dolo is an all-in-one finance app that lets you save, send money, pay bills, convert crypto to naira, and spend online with a virtual USD card, all from a single wallet.
Download Dolo from the App Store or Google Play, sign up with a few details, set your transaction PIN, and complete your KYC in about five minutes.
Creating an account and holding your wallet is free. There are no monthly charges or dormancy fees, you only pay a flat 0.5% when you convert crypto.
Yes. Send crypto to your Dolo wallet and it converts to naira automatically at the best live rate, no P2P and no manual swaps required.
Create and activate a virtual USD card instantly, funded straight from your naira wallet. Use it to pay for Netflix, Spotify, ads, flights, and 30,000+ merchants online.